Personal loan
$5,000 – $50,000. Cover an expense or put several bills into one payment.
EMPOWER1
OUR MISSION
A straightforward loan page for people who want a number, a term, and a person to talk to. One application. A call to go over the options. Funding after you are approved.
OUR SERVICES
$5,000 – $50,000. Cover an expense or put several bills into one payment.
$10,000 – $100,000. Fund a repair or a project without using the house as collateral on this page.
$5,000 – $75,000. One payment instead of several due dates.
$25,000 – $100,000. Capital for a business that can document the need.
BETTER FIT
THE PROCESS
01
Name, phone, and what you need. It takes a few minutes.
02
A specialist walks the options at a time that works for you.
03
If you are approved, funds can reach the account you name, often within 24–48 hours.
WHY THIS PAGE
You are not filling out a different form for every lender on this page.
The call is where the rate, payment, and term get confirmed. Not a surprise after you sign.
After approval, the money is sent to the account you choose.
REVIEWS
“The application was short and the call actually explained the payment before I agreed to anything.”
“I had a letter, called the number, and knew the monthly number the same day.”
“One payment instead of four due dates. That was the whole point, and that is what I got.”
APPLY
Calling is faster. If you leave a number, someone calls you back about the loan on this page.
This offer is for an unsecured personal loan through Empower1. This offer of credit is extended because you meet certain criteria used by Empower1. This personal loan is subject to the requirements listed below.
In order to qualify for a loan through Advantage Preferred Financial you must continue to meet the credit criteria used to select you for this offer. If your credit score has decreased in the last 60 days, you may be declined. You will also be subject to the following minimum requirements for final approval. You must be 21 years of age or older. Your monthly payment may not exceed 20% of your monthly income. You may not qualify for a loan if your current debt is more than 40% of your yearly income.
SuperMoney will provide financing options to all qualified consumers between $1,000 and $100,000 at APR ranges from 6.25% to 35.89%. If you receive a loan your actual monthly payment will depend on the evaluation of your creditworthiness at the time you apply and on what loan you select. For example: a five-year $10,000 loan with a 9.99% APR has 60 monthly payments of $201.81. This offer may be accepted only by the person identified in the letter and is subject to verification of your identity and information. Your verified income must support your ability to repay your loan. Your loan amount may differ depending on the loan purpose, income and creditworthiness (for example credit score and credit history). Rates are based on many factors such as credit worthiness and the length of your loan (for example, rates for 36-month loans are generally lower than rates for 72-month loans).
The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you.
Not in conjunction with any credit offer made by SuperMoney. See Empower1 for complete details. All offers expire 30 days from receipt.
This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria. If you do not want to receive prescreened offers of credit from this or any other companies, call the consumer reporting agencies toll-free at 1-888-567-8688 or visit www.optoutprescreen.com, or write TransUnion Opt-Out Request, PO Box 505, Woodlyn, PA 19094-0505; Equifax Options, P.O. Box 740123, Atlanta, GA 30374; Experian Consumer Opt Out, P.O. Box 919, Allen, TX 75013.